Recently my husband discussed a news program he watched when he was unable to sleep one night about the Bank of America issuing credit cards to illegal aliens without identification. I was alarmed and within a day or so, one of my friends who knows my political perspectives sent on additional information about this unbelievable situation.
I have written about Parkland Memorial Hospital giving illegal immigrants free medical care â€“ medical care that tax-paying veterans and homeless citizens (many single mothers with children or disabled veterans, not addicts or criminals) of this country do not have the same easy, free access to. I have also discussed the fact that illegal immigrants are exactly what their name implies â€“ illegal. Frankly, there is no excuse for it because they have the opportunity to become legitimate citizens but many would prefer that we learn THEIR language and fly THEIR flag. Why are we allowing this and paying for it?
Back to Bank of America, the largest retail banking chain in the United States and ironically named â€œBank of Americaâ€, and their ridiculous program for illegals. The Bank of America was quietly giving credit cards to customers who did not have a social security number or means of identification since last year. In 2006, this pilot program was silently tested at five Southern California branches and expanded to 51 branches in Los Angeles county with the potential to go national this year.
This unbelievable Bank of America program is available to customers who lack a social security number and credit history but have kept an overdraft-free checking account with the bank for three months or more. Bank of America asserts the program is not geared for illegal immigrants but for United States adults who do not have a social security number (the majority are illegal immigrants). The bank further defends its actions by stating the program complies with all U.S. banking laws and anti-terrorism laws. Additional statements made say that the program will help immigrants put down roots more easily and have access to tax benefits to which they are otherwise not entitled.
Why should we encourage these illegals to put down roots when they are ILLEGAL? If they want roots, become a legal citizen. Why do laws even apply to people who are not citizens and why do we have a responsibility to protect these border crashers who refuse to go through the legal process to be a citizen and pay taxes? Further, why should be give tax advantages to people who don’t even have a social security number and are not paying into or even respecting the system? It seems that laws are absolutely meaningless when illegals demand rights and get rights that are superior to the citizens of this country.Â
IÂ have friends who cannot get a credit card because of disabilities that caused them to be unemployed and are waiting several months for a government determination about their case, unable to adequately support themselves. I also have friends who have been the victim of identify theft and cannot reestablish their credit, despite the fact that someone else’s actions compromised it. While these important issues experienced by United States citizens every day are put on the back burner and people are told to wait months and years for a resolution, we are scuffling to accommodate and pay for illegal immigrants. Let them wait a few months or years until they can attain citizenship.
Of course, recipients of the Bank of America credit cards will argue that a upfront fee of $99 is required and the card carries a 21.24 percent interest rate. However, in three to six months the card holders receive their security deposit back if they keep their account in good standing. I know citizens who have to get secured credit cards with a $149 fee they will never see again. Once again, these illegal immigrants are getting superior services to United States citizens who have a social security number and pay taxes.
Unfortunately, the Bank of America is not alone. Wells Fargo began offering home mortgages in Orange County and Los Angeles to illegal immigrants who resided in the country for two years or longer. The customers are identified by a individual taxpayer identification number (ITIN) issued by the Internal Revenue Service instead of a Social Security number. An ITIN is also used to obtain credit through the Bank of America program.
According to Russ Knocke, a spokesman for the Department of Homeland Security, â€œAt face value the program seems to be problematic. It seems to be lending itself to possibilities of perpetrating identify theft or creating more risk for money laundering.â€
My sentiments exactly â€“ after all, illegals have gotten away with stealing their right to live here and now we are inviting identify theft and money laundering by giving away credit cards. Rather than worrying and wasting money overseas, we have a battle we should be fighting right here in our own country to make illegals become citizens or leave. Slowly and quietly, illegals are taking over and the government is allowing and encouraging it. Mamasaid there’d be days like these…